New Jersey Point Reduction / New Jersey State Defensive Driving Course

Participate in our New Jersey Defensive Driving course and receive a 2 point reduction on your NJ MVC driving record. Once you're done with our New Jersey defensive driving course, our staff will notify the Motor Vehicle Commission and the point reduction will be applied! Just $29.95.

NJ Insurance Reduction

Just $29.95. Save money on your NJ auto insurance! Per NJ Admin. Code § 11:3-24.4 The State of New Jersey allows NJ insurance companies to offer insurance premium discounts of up to 10% for drivers who successfully complete an approved New Jersey Defensive Driving course such as this one.

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NJ Defensive Driving Course Details

New Jersey Point Reduction:

So you got a ticket, now what? Remove 2 points from your New Jersey driving record by taking our NJ MVC approved defensive driving course! Successful completion of this course will reduce your driving record point total by 2 points, and save you hundreds, if not thousands on raised insurance premiums. You are eligible to take a New Jersey defensive driving course for a point reduction once every 5 years.

Upon completion of the course, our company will notify the NJ Motor Vehicle Commission electronically and you will receive an e-mailed copy of your completion certificate for your records or insurance agent. Once the NJ MVC receives notification of your completion, the points will be removed from your driving record shortly thereafter. In addition to receiving your defensive driving certificate by email, you may also log back into the course at anytime after completion and click on the "status" link to retrieve it.

Insurance Reduction:

Per New Jersey State rule, N.J.S.A. 17:33B-45.1 NJ insurance companies are required to offer insurance premium discounts for drivers who successfully completed an approved NJ defensive driving course. This applies to all insurance companies writing private passenger policies in New Jersey, and earns the defensive driving participant a minimum of five percent discount to the base rate for Bodily Injury Liability, Property Damage Liability, Personal Injury Protection and Collision coverage on their auto insurance.

The insurance reduction is available for three years or until a driver accumulates four (4) motor vehicle points or loses his/her license.

Discounts apply to private passenger automobiles, with only one discount per vehicle. If the policy insures two or more vehicles, the discount applies to the vehicle principally operated by the person who completes the course.

With some insurance companies this discount is called an accident prevention discount and comes with certain other requirements so you would need to adhere to. To find out how much of a discount from this defensive driving nj course you will receive, you would need to speak to your insurance agent.