New Jersey Turnpike, Garden State Parkway and Atlantic City Expressway

27:23–29 Moving against traffic - 2 points

27:23–29 Improper passing - 4 points

27:23–29 Unlawful use of median strip - 2 points

All roads and highways

39:3–20 Operating constructor vehicle in excess of 45 mph - 3 points

39:4–14.3 Operating motorized bicycle on a restricted highway -2 points

39:4–14.3d More than one person on a motorized bicycle - 2 points 

39:4–35 Failure to yield to pedestrian in crosswalk - 2 points 

39:4–36 Failure to yield to pedestrian in crosswalk; passing a vehicle yielding to pedestrian in crosswalk - 2 points 

39:4– 41 Driving through safety zone - 2 points 

39:4–52 Racing on highway - 5 points 

39:4–55 Improper action or omission on grades and curves - 2 points 

39:4–57 Failure to observe direction of officer - 2 points 

39:4–66 Failure to stop vehicle before crossing sidewalk - 2 points 

39:4–66.1 Failure to yield to pedestrians or vehicles while entering or leaving highway - 2 points 

39:4–66.2 Driving on public or private property to avoid a traffic sign or signal - 2 points 

39:4–71 Operating a motor vehicle on a sidewalk - 2 points 

39:4–80 Failure to obey direction of officer - 2 points 

39:4–81 Failure to observe traffic signals* (Red Light Camera- 0 pts.) - 2 points 

  *No points assessed for red light camera violation

39:4–82 Failure to keep right - 2 points 

39:4–82.1 Improper operating of vehicle on divided highway or divider - 2 points 

39:4–83 Failure to keep right at intersection - 2 points 

39:4–84 Failure to pass to right of vehicle proceeding in opposite direction - 5 points 

39:4–85 Improper passing on right or off roadway - 4 points

39:4–85.1 Wrong way on a one-way street - 2 points

39:4–86 Improper passing in no passing zone - 4 points

39:4–87 Failure to yield to overtaking vehicle - 2 points

39:4–88 Failure to observe traffic lanes - 2 points

39:4–89 Tailgating - 5 points

39:4–90 Failure to yield at intersection - 2 points

39:4–90.1 Failure to use proper entrances to limited access highways - 2 points

39:4–91–92 Failure to yield to emergency vehicles - 2 points

39:4–96 Reckless driving - 5 points

39:4–97 Careless driving - 2 points

39:4–97a Destruction of agricultural or recreational property - 2 points

39:4–97.1 Slow speed blocking traffic - 2 points

39:4–97.2 Driving in an unsafe manner (points only for third or subsequent offense within five years of most recent 39:4-97.2 conviction) - 4 points

39:4–98 Exceeding maximum speed 1-14 mph over limit - 2 points

  Exceeding maximum speed 15-29 mph over limit - 4 points

Exceeding maximum speed 30 mph or more over limit - 5 points

39:4–105 Failure to stop for traffic light - 2 points

39:4–115 Improper turn at traffic light - 3 points

39:4–119 Failure to stop at flashing red signal - 2 points

39:4–122 Failure to stop for police whistle - 2 points

39:4–123 Improper right or left turn - 3 points

39:4–124 Improper turn from approved turning course - 3 points

39:4–125 Improper u-turn - 3 points

39:4–126 Failure to give proper signal - 2 points

39:4–127 Improper backing or turning in street - 2 points

39:4–127.1 Improper crossing of railroad grade crossing - 2 points

39:4–127.2 Improper crossing of bridge - 2 points

39:4–128 Improper crossing of railroad grade crossing by certain vehicles - 2 points

39:4–128.1 Improper passing of school bus - 5 points

39:4–128.4 Improper passing of frozen dessert truck - 4 points

39:4–129 Leaving the scene of an accident – no personal injury - 2 points

Personal injury - 8 points

39:4–144 Failure to observe stop or yield signs - 2 points

39:5C–1 Racing on highway - 5 points

39:5D–4 Moving violation committed out-of-state - 2 points

Approved by the New Jersey Motor Vehicle Commission / 247NewJerseyDefensiveDriving

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New Jersey Point Reduction / New Jersey State Defensive Driving Course

Participate in our New Jersey Defensive Driving course and receive a 2 point reduction on your NJ MVC driving record. Once you're done with our New Jersey defensive driving course, our staff will notify the Motor Vehicle Commission and the point reduction will be applied! Just $29.95.

NJ 2 point reduction class

NJ Insurance Reduction

Just $29.95. Save money on your auto insurance! The State of New Jersey requires insurance premium discounts of up to 10% for drivers who successfully completed an approved New Jersey Defensive Driving course such as this one..

New Jersey defensive driving insurance reduction

Course Benefits

  • Get a 2 point reduction on your NJ driving record
  • Mobile Phone / Iphone and tablet compatible
  • Save up to 10% on your auto insurance
  • Approved by the New Jersey Motor Vehicle Commission
  • Certificate can be emailed immediately upon completion
  • Secure, private and easy to use!
  • 100% pass guarantee!

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New Jersey Defensive Driving FAQ/Help

Question: Is this New Jersey Defensive Driving Course Approved by the New Jersey Motor Vehicle Commission?

Answer: Yes. Our defensive driving course is approved by the New Jersey Motor Vehicle commission and is valid for a 2 point reduction on your driving record and up to a 10% reduction on your auto insurance.

Question: Where do I sign up for this NJ Defensive Driving / New Jersey Point Reduction course?

Answer: Each page of features a link that says “Start here.” Click this and you will be directed to the NJ defensive driving course registration page. Registration takes just minutes and is completed in just a few steps. All you need to do is fill in the appropriate fields, and you're enrolled.

Question: How does the New Jersey point reduction work?

Answer: Upon completion of our course, our staff will notify the New Jersey Motor Vehicle Commission. Once the NJ MVC records the completion, 2 points are reduced from your driving record. Note: you may take this defensive driving course for a point reduction once every five years.

Question: Do I get a 5% reduction or a 10% reduction on my insurance?

Answer: The first time you take this NJ defensive driving class and show your certificate to your insurance agent, you will receive a 5% reduction on your auto insurance. This reduction is good for 3 years. If you take the course second time once 3 years have passed and you have not received any violations within this time, you will receive an additional 5% reduction on your insurance for a total of 10%.

Question: How much does it cost to enroll in your program?

Answer: The price to participate in our New Jersey defensive driving program is just $29.95 and includes free e-mail delivery of your completion certification. Other courses charge up to $9.95 just to e-mail the certificate to you. We do this for free!

Question: I need my certificate fast! Can you rush it to me?

Answer: Yes, for a nominal fee, the certificate can be sent to you via e-mail the very day you graduate from the course. Simply select this same day processing option during enrollment.

Question: What is your refund policy?

Answer: makes every effort to ensure the satisfaction of each student. Under certain conditions a student may be entitled to a refund, especially if the course of instruction interrupted by or prohibited by forces of nature outside of our control, including natural disasters. While our company will make every effort to restore service as soon as possible, this may not be possible under certain conditions.

If you are unhappy with the course for any reason, please contact our office and let us know and we will help you. If you have already received a certificate, we’re sorry but we cannot issue a refund.

Defensive Driving NJ Course Participation

Question: Can I use someone else‘s computer or Internet access?

Answer: All you need in order to participate is a computer with internet access. Any computer that is hooked up to the web will allow you to work on our course, whether it is at home, work, or the library. You can even participate using different computers at various times if needed.

Question: How long will it take to complete this defensive driving course?

Answer: It's really up to you. Generally, it should take you no longer to finish our course than it would if you took a traditional in-class New Jersey defensive driving program, which is 6 hours. You may work at your own pace and log on and off at anytime.

Question: Must I complete the program all at once?

Answer: If you wanted to, you can sit through the program from beginning to end, but that is not required. You can complete the course in sections, which is made easier by the fact we've broken it up into several sections to give you the flexibility to decide when to stop. The program keeps a record of your progress, allowing you to easily return to where you left off. You can log on and off as often as you need, 365 days a year.

Question: I've already enrolled in the program and need to log back on

Answer: If you have enrolled already, you should have your username and password. Just enter them by visiting the “Account Login” link at the top right hand side of any page on our site whenever you need to return to the program. If you forgot or lost your username or password, there is a password recovery link on the login page, or feel free to call us at 877-848-5754

Question: I passed the course but cannot locate my emailed certificate how can I get another copy?

Answer: To retrieve a copy of your certificate, simply log back into the program and click on the "status" link. If your certificate has been processed, it will appear here for printing or download. This certificate cop yis for your insurance company and your records, as our company will supply notice of you defensive driving completion to the NJ MVC for the point reduction.

Question: What if I don‘t pass the course?

Answer: Everyone passes!  You have as many chances as you need to complete the course examinations.  These are not meant to be difficult, just give you some solid defensive driving knowledge!

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